Lic Mf Liquid Fund Datagrid
Category Liquid Fund
BMSMONEY Rank 26
Rating
Growth Option 27-01-2026
NAV ₹4874.98(R) +0.07% ₹4947.88(D) +0.07%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 6.29% 6.89% 5.77% 5.61% 6.08%
Direct 6.44% 7.0% 5.9% 5.74% 6.22%
Benchmark
SIP (XIRR) Regular 5.97% 6.69% 6.43% 5.96% 5.92%
Direct 6.11% 6.81% 6.55% 6.09% 6.05%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
2.68 1.08 0.67 6.03% 0.2
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.37% 0.0% 0.0% 0.06 0.33%
Fund AUM As on: 30/12/2025 12372 Cr
Top Liquid Fund
Fund Name Rank Rating
HSBC Liquid Fund 1
Bank of India Liquid Fund 2
Axis Liquid Fund 3
Canara Robeco Liquid Fund 4
Union Liquid Fund 5
Aditya Birla Sun Life Liquid Fund 6
Dsp Liquidity Fund 7

NAV Date: 27-01-2026

Scheme Name NAV Rupee Change Percent Change
LIC MF Liquid Fund-Regular Plan-Daily IDCW 1000.18
0.0000
0.0000%
LIC MF Liquid Fund-Direct Plan-Daily IDCW 1034.6
0.0000
0.0000%
LIC MF Liquid Fund-Regular Plan-Growth 4874.98
3.2800
0.0700%
LIC MF Liquid Fund-Direct Plan-Growth 4947.88
3.3700
0.0700%

Review Date: 27-01-2026

Beginning of Analysis

Lic Mf Liquid Fund is the 20th ranked fund in the Liquid Fund category. The category has total 33 funds. The Lic Mf Liquid Fund has shown an average past performence in Liquid Fund. The fund has a Jensen Alpha of 6.03% which is higher than the category average of 5.97%. Here the fund has shown good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 2.68 which is lower than the category average of 3.35.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Liquid Mutual Funds are a category of debt mutual funds that invest in short-term money market instruments with a maturity of up to 91 days. These funds are designed to provide high liquidity and stability, making them ideal for parking surplus funds for a very short duration. Liquid Funds typically invest in instruments such as Treasury Bills (T-Bills), Commercial Papers (CPs), Certificates of Deposit (CDs), and short-term government securities.. Liquid Mutual Funds are ideal for investors seeking a safe, liquid, and low-risk investment option for short-term cash management. These funds invest in high-quality, short-term money market instruments with a maturity of up to 91 days, offering quick redemption (within 1 business day) and stable returns. While they provide better returns than savings accounts, they may underperform compared to other debt funds with longer maturities. Investors should consider their liquidity needs, risk tolerance, and investment horizon before investing in Liquid Funds. Additionally, the absence of a lock-in period makes them a flexible choice for managing short-term financial goals.

Lic Mf Liquid Fund Return Analysis

  • The fund has given a return of 0.44%, 1.44 and 2.89 in last one, three and six months respectively. In the same period the category average return was 0.44%, 1.44% and 2.88% respectively.
  • Lic Mf Liquid Fund has given a return of 6.44% in last one year. In the same period the Liquid Fund category average return was 6.41%.
  • The fund has given a return of 7.0% in last three years and ranked 20.0th out of 34 funds in the category. In the same period the Liquid Fund category average return was 6.96%.
  • The fund has given a return of 5.9% in last five years and ranked 17th out of 33 funds in the category. In the same period the Liquid Fund category average return was 5.86%.
  • The fund has given a return of 6.22% in last ten years and ranked 8th out of 26 funds in the category. In the same period the category average return was 6.15%.
  • The fund has given a SIP return of 6.11% in last one year whereas category average SIP return is 6.08%. The fund one year return rank in the category is 21st in 35 funds
  • The fund has SIP return of 6.81% in last three years and ranks 21st in 34 funds. Aditya Birla Sun Life Liquid Fund has given the highest SIP return (6.88%) in the category in last three years.
  • The fund has SIP return of 6.55% in last five years whereas category average SIP return is 6.52%.

Lic Mf Liquid Fund Risk Analysis

  • The fund has a standard deviation of 0.37 and semi deviation of 0.33. The category average standard deviation is 0.32 and semi deviation is 0.28.
  • The fund has a beta of 0.06 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Liquid Fund Category
  • Good Performance in Liquid Fund Category
  • Poor Performance in Liquid Fund Category
  • Very Poor Performance in Liquid Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.44
    0.43
    		0.40 | 0.45 13 | 35 Good
    3M Return % 1.41
    1.40
    		1.27 | 1.45 18 | 35 Good
    6M Return % 2.82
    2.81
    		2.55 | 2.89 21 | 35 Average
    1Y Return % 6.29
    6.28
    		5.76 | 6.44 22 | 35 Average
    3Y Return % 6.89
    6.82
    		6.25 | 6.99 17 | 34 Good
    5Y Return % 5.77
    5.73
    		5.14 | 5.88 19 | 33 Average
    7Y Return % 5.61
    5.54
    		5.01 | 5.79 16 | 32 Good
    10Y Return % 6.08
    6.04
    		5.48 | 6.23 14 | 25 Good
    15Y Return % 6.99
    7.03
    		6.48 | 7.39 18 | 21 Average
    1Y SIP Return % 5.97
    5.94
    		5.42 | 6.10 21 | 35 Average
    3Y SIP Return % 6.69
    6.63
    		6.09 | 6.80 20 | 34 Average
    5Y SIP Return % 6.43
    6.38
    		5.81 | 6.55 18 | 33 Good
    7Y SIP Return % 5.96
    5.78
    		5.16 | 6.05 15 | 32 Good
    10Y SIP Return % 5.92
    5.83
    		5.31 | 6.00 11 | 25 Good
    15Y SIP Return % 6.39
    6.37
    		5.80 | 6.53 12 | 21 Good
    Standard Deviation 0.37
    0.32
    		0.16 | 0.37 25 | 33 Average
    Semi Deviation 0.33
    0.28
    		0.12 | 0.33 22 | 33 Average
    Sharpe Ratio 2.68
    3.35
    		1.16 | 6.23 25 | 33 Average
    Sterling Ratio 0.67
    0.67
    		0.61 | 0.69 21 | 33 Average
    Sortino Ratio 1.08
    3.66
    		0.42 | 18.52 24 | 33 Average
    Jensen Alpha % 6.03
    5.97
    		5.40 | 6.13 18 | 33 Good
    Treynor Ratio 0.20
    0.19
    		0.10 | 0.25 11 | 33 Good
    Modigliani Square Measure % 24.40
    25.16
    		23.47 | 31.67 26 | 33 Average
    Alpha % -0.76
    -0.80
    		-1.40 | -0.65 21 | 33 Average
    Return data last Updated On : Jan. 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.44 0.44 0.42 | 0.45 15 | 35 Good
    3M Return % 1.44 1.44 1.37 | 1.46 17 | 35 Good
    6M Return % 2.89 2.88 2.74 | 2.93 16 | 35 Good
    1Y Return % 6.44 6.41 6.02 | 6.54 23 | 35 Average
    3Y Return % 7.00 6.96 6.63 | 7.08 20 | 34 Average
    5Y Return % 5.90 5.86 5.55 | 6.04 17 | 33 Good
    7Y Return % 5.74 5.68 5.23 | 6.09 14 | 32 Good
    10Y Return % 6.22 6.15 5.71 | 6.47 8 | 26 Good
    1Y SIP Return % 6.11 6.08 5.76 | 6.20 21 | 35 Average
    3Y SIP Return % 6.81 6.77 6.42 | 6.88 21 | 34 Average
    5Y SIP Return % 6.55 6.52 6.20 | 6.63 20 | 33 Average
    7Y SIP Return % 6.09 5.91 5.32 | 6.15 14 | 32 Good
    10Y SIP Return % 6.05 5.95 5.56 | 6.11 9 | 26 Good
    Standard Deviation 0.37 0.32 0.16 | 0.37 25 | 33 Average
    Semi Deviation 0.33 0.28 0.12 | 0.33 22 | 33 Average
    Sharpe Ratio 2.68 3.35 1.16 | 6.23 25 | 33 Average
    Sterling Ratio 0.67 0.67 0.61 | 0.69 21 | 33 Average
    Sortino Ratio 1.08 3.66 0.42 | 18.52 24 | 33 Average
    Jensen Alpha % 6.03 5.97 5.40 | 6.13 18 | 33 Good
    Treynor Ratio 0.20 0.19 0.10 | 0.25 11 | 33 Good
    Modigliani Square Measure % 24.40 25.16 23.47 | 31.67 26 | 33 Average
    Alpha % -0.76 -0.80 -1.40 | -0.65 21 | 33 Average
    Return data last Updated On : Jan. 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Lic Mf Liquid Fund NAV Regular Growth Lic Mf Liquid Fund NAV Direct Growth
    27-01-2026 4874.9779 4947.8786
    23-01-2026 4871.6971 4944.5051
    22-01-2026 4871.0215 4943.8085
    21-01-2026 4870.0458 4942.8073
    20-01-2026 4869.4142 4942.1553
    19-01-2026 4868.9704 4941.694
    16-01-2026 4867.1587 4939.8225
    14-01-2026 4865.7254 4938.346
    13-01-2026 4865.0212 4937.6205
    12-01-2026 4864.4351 4937.0147
    09-01-2026 4862.1381 4934.6507
    08-01-2026 4861.5391 4934.0319
    07-01-2026 4861.2947 4933.773
    06-01-2026 4860.9817 4933.4445
    05-01-2026 4860.13 4932.5692
    02-01-2026 4857.7746 4930.1461
    01-01-2026 4857.1657 4929.5172
    31-12-2025 4856.2407 4928.5676
    30-12-2025 4853.9091 4926.1904
    29-12-2025 4853.7908 4926.0594

    Fund Launch Date: 11/Mar/2002
    Fund Category: Liquid Fund
    Investment Objective: An open ended scheme which seeks to generate reasonable returns with low risk and high liquidity throughjudicious mix of investment in money market instruments and quality debt instruments. However, there is noassurance that the investment objective of the Schemes will be realized.
    Fund Description: An open-ended liquid scheme
    Fund Benchmark: Crisil Liquid Fund Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.